Get the right insurance plans for peace-of-mind!

About Us

Protecting Futures


We have years of insurance experience helping clients prepare for the unknown. Ask us about:

  • General Liability
  • Commercial Auto
  • Workers Comp
  • Group Health
  • Non Profit Insurance
  • Voluntary Benefits

We can access many different insurance markets to make sure you get comprehensive overages at competitive prices.

Assessing Need


Many financial experts will tell you some unforeseen events and a lack of the right kind of insurance can spell trouble quickly. Call us today, and we'll analyze your insurance needs and get you covered quickly at the right price.

Building Relationships


Everyone has different insurance needs. Call us today for a personalized business or individual assessment and find out how we can help protect your hard-won assets.


Craig Jones


Craig began his insurance career in April 1994 as a telephone solicitor for Noack and Dean Insurance Agents. In September of 1997, Craig established his own agency, J&K Risk and Insurance Services. Craig has successfully implemented and managed insurance programs for large school district's municipalities and non-profit organizations. 

Contact Us


8880 Cal Center Drive, Sacramento, CA 95864

(916) 488-2918


Monday - Friday: 9am - 5pm

Closed Saturday, Sunday